Terms of Service

Welcome to Simple Fifty Two (S52), operated by MONEY IS SIMPLE, LLC. By accessing or using our website (https://simplefiftytwo.com) and any associated services, you agree to the following Terms of Service.

1. Acceptance of Terms

By using this site, scheduling a session, or participating in any S52 program, you acknowledge that you have read, understood, and agreed to these Terms. If you do not agree, please discontinue use of our website and services.

2. Nature of Services

Simple Fifty Two provides educational and coaching services related to personal finance, budgeting, behavior change, and stewardship. Our services are designed for educational and motivational purposes and do not constitute:

  • Therapy or mental health counseling
  • Accounting, tax preparation, or auditing services
  • Legal or investment advice

You are solely responsible for your financial and personal decisions. Any implementation of discussed strategies is at your discretion.

3. Eligibility

You must be at least 18 years old to use our services. By engaging with S52, you represent that you have the legal authority to enter this agreement.

4. Account and Access

Some features (such as coaching portals or memberships) may require you to create an account. You agree to maintain accurate, complete, and updated information and to protect your login credentials. You are responsible for all activity that occurs under your account.

5. Payments and Billing

All fees are listed on our website or in your coaching agreement. Payment is due prior to the start of service unless otherwise stated in writing.

  • Recurring payments (e.g., monthly memberships) will auto-renew until canceled.
  • All payments are final once coaching or access begins.
  • Late or failed payments may suspend access to services.

6. Cancellations and Refunds

Coaching sessions may be canceled or rescheduled with at least 24 hours’ notice. Refunds are not issued after coaching has started, except where required by law.

7. Intellectual Property

All content on this site — including but not limited to text, graphics, logos, videos, tools, templates, and portal materials — is the intellectual property of MONEY IS SIMPLE, LLC. Materials are provided for your personal use only and may not be copied, shared, or redistributed without written consent.

8. User Conduct

You agree to use this website and its materials responsibly and lawfully. You will not:

  • Upload or share content that is harmful, unlawful, or infringing
  • Attempt to gain unauthorized access to our systems
  • Use our materials for resale or distribution

9. Faith and Values

S52 integrates biblical stewardship principles when appropriate. Participation in faith-based discussions is optional, and your personal beliefs will always be respected.

10. Limitation of Liability

To the fullest extent permitted by law, MONEY IS SIMPLE, LLC, its owners, and affiliates shall not be liable for any indirect, incidental, or consequential damages arising from your use of our website or services. Coaching outcomes are not guaranteed.

11. Indemnification

You agree to indemnify and hold harmless MONEY IS SIMPLE, LLC from any claims, damages, or expenses (including legal fees) arising from your actions or use of our services.

12. Third-Party Links

Our site may contain links to external websites or resources. We are not responsible for the content, privacy policies, or practices of those third-party sites.

13. Termination

We may suspend or terminate access to our website or services at our discretion if these Terms are violated or misuse is detected.

14. Modifications

S52 may update these Terms periodically. Changes will take effect upon posting. Continued use of the website or services indicates acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Louisiana, without regard to conflict of law principles. Any disputes shall be resolved in the appropriate courts of Louisiana.

16. Contact Information

For questions regarding these Terms, please contact:
Simple Fifty Two (MONEY IS SIMPLE, LLC)
Email: quinci@simplefiftytwo.com
Website: https://simplefiftytwo.com